If you’re not formally employed, you must remit your National Health Insurance Fund (NHIF) contribution on your own. The most convenient of doing this is through M-PESA.
I’m going to take you through 3 different ways you can pay for NHIF on M-PESA. But you need to take note of the following information first:
- The current monthly contribution is KES500 (as of June 2023).
- The maximum you can pay in a single transaction is KES6,000.
- You can use your phone number to pay for anybody provided you input their ID number as the account number.
- You can use M-PESA to pay for both your contributions and penalties.
- After every transaction, you will receive a confirmation message from M-PESA confirming your contribution.
The 3 ways you can pay NHIF via M-PESA are; by using SIM Toolkit, the M-PESA app, and the MySafaricom app. Here’s how to go about it.
Use SIM Toolkit M-PESA to Make NHIF Payments
This method is for you if you’re using a feature phone or don’t have access to Safaricom applications on your smartphone. Follow these steps:
- Go to your phone’s M-PESA menu on the SIM Toolkit and select Lipa na M-PESA.
- Tap PayBill and then enter 200222 as the business number.
- Input the contributor’s ID number as the account number.
- Enter the amount you want to pay.
- Enter your M-PESA pin.
- Tap OK once you’ve confirmed that you’ve provided accurate details.
Use M-PESA App to Make NHIF Payments
- Launch your M-PESA app, tap PAY, and go to PAYBILL.
- Enter 200222 in the Enter Pay Bill Number field and tap CONTINUE.
- Input your ID number in the Enter Account Number field and tap CONTINUE.
- Enter the amount you want to pay and tap CONTINUE.
- Tap PAYBILL and enter your M-PESA pin or biometrics to complete the payment.
Paying NHIF via M-PESA on MySafaricom App
- Launch the MySafaricom app and go to M-PESA.
- Tap Lipa na M-PESAg and select the PAYBILL tab.
- Enter 200222 in the PayBill Number field.
- Input your ID number in the Account Number field.
- Enter the amount of money you want to pay in the Amount field and tap CONTINUE.
- Tap PAY and enter your M-PESA pin or biometrics to complete the transaction.
Note: If you want to pay penalties, you’ll follow all the above steps but change one thing—enter the letter y next to your ID number without a space.
Stay on Top of Your NHIF Payments and Penalties
M-PESA is the most convenient way of payment since it helps you avoid the long queues in banking halls and NHIF offices while making NHIF payments. It also means you’ll have a clear record of your contributions on your phone.
If you’re on a feature phone, you’ll access M-PESA via the SIM toolkit. Take advantage of the convenience of using the MySafaricom and M-PESA apps if you’re using a smartphone.